top of page

About Us

High loan amount. Low interest rates. Easy process.

Smith Capital is a commercial real estate broker based in Montreal and active throughout Quebec. We focus on multi-residential and semi-commercial financing - either for purchase or for refinance. Smith Capital, as a mortgage correspondent, has CMHC approved lender status.

Whether you are looking to:

  1. Refinance your existing apartment building;

  2. Purchase a new one or;

  3. Renew your current mortgage early.

Whether your apartment building:

  • is a high-rise or a 5-plex;

  • is located downtown or in rural Quebec;

  • has ground floor commercial space or is strictly residential.


Smith Capital has the right financing for you.

We work as a team to obtain the best loan for you. Since our inception into the market, we have focused on growing our network of lenders with head offices across Canada in order to deliver the lowest rates and best service for our clients. We provide CMHC insured and conventional financing for apartment buildings (5 plex or bigger) and semi-commercial buildings located in Quebec. We offer up to 85% financing at low interest rates and amortization periods of up to 30 years.


As part of our service, Smith Capital will complete a full evaluation of your building at no cost to you. 





With our dedicated team of professionals, we walk you through every step of the financing process and give you peace of mind.


At Smith Capital, our clients are our top priority and we focus on your specific needs.

Our Mission

Our Team

Terri L Smith

President and Founder


Terri is well known to both the Quebec and the Ontario real estate markets and has an extensive background in commercial lending, asset management, and commercial mortgage brokerage.

Terri began her career in 1986 as a commercial lender in Toronto. In 1994, she moved back to her hometown of Montreal where she founded an asset management company which managed over $500 million of commercial and residential real estate assets for various financial institutions. From 2003 to 2009 she worked at one of the largest commercial brokerage companies in Canada.

In November of 2009, Terri Smith founded Smith Capital Inc.  Using the contacts she has developed during her career in real estate, she has assembled a network of leading lenders having head offices in Quebec, Ontario and British Columbia.  These lenders offer some of the best rates and the highest loan amounts in the country.  In addition, Terri has assembled a team of professionals including; appraisers, environmental surveyors, insurance brokers, notaries and lenders. This team, lead by Ms. Smith, will provide all the necessary services during the financing process.

Smith Capital Inc. /514.947.8098/©2009 par Smith Capital Inc.
  • facebook
  • Instagram Square
  • LinkedIn Square
bottom of page